Here are some of the most Frequently Asked Questions about the SmartKnowledgeU™ Affiliate Program.

A:To receive the highest amounts of commission, the absolute best strategy is to sign up for both of our services. Since our investment education services are more expensive, even though commissions are much higher, you most likely won’t sell as many of these memberships as you will to our lower priced investment research services. However, don’t overlook our investment research services. With our track record of 30% annual returns on free investment advice we posted on our blog along with 30% annual returns we’ve achieved, proven with audited returns posted on our website, our returns are among the top of any investment newsletter in the world. Therefore, you will be able to sell a lot more volume with our investment research services. Because our two services cater to different demographics of investors (our education services to the “do-it-yourself” investor mentality, and our research services to the “I want more guidance and help” investor), if you merely sign up for one of our two affiliate programs, you will be shutting out an entire market segment for possible commissions.

A:Of course. Here it is. "SmartKnowledgeU™ is an investment services company that provides unique, cutting edge Investment Education and Investment Research services. Our Investment Education services consists of online courses that contain over 380 pages of content, more than 24 practice exercises, 139 lessons, 166 exam questions, and 109 hours of e-learning. Our educational courses cover topics of wealth literacy as well as advanced, powerful, proprietary investment strategies designed to provide investors with a life-long system to consistently identify the lowest-risk, highest-reward stocks in any global stock market. Our Investment Research services consist of two investment newsletters – (1) The U.S. Stock Picker; and (2) The Global Stock Picker. Subscriptions to our newsletters are for annual periods and include 12 monthly issues that cover traditional stocks as well as little-understood but highly profitable precious metal stocks and provide information regarding the best times to enter and exit positions in our favored stocks."

A:Please refer to this link to read more about the founder of the SmartKnowledgeU™ investment education system & editor of the SmartKnowledgeU™ investment newsletters. Many people in the investment services industry, especially newsletter editors, are consummate salesmen but horrible at providing solid, actionable, and profitable investment information. J.S. Kim’s academic record is second to none, having earned a Master in Business Administration and a Master in Public Affairs from a top-15 business school and earned a BA from one of the world’s top universities, the University of Pennsylvania. Furthermore, his investment strategies are so sought after and unique that he has been solicited to write a book about them from one of the world’s leading financial publishing houses, Wiley & Co.

A:Right. We only offer two affiliate programs now. Though you see three programs listed on your programs link - (1) the SmartKnowledgeU™ Affiliate Program; (2) the SmartKnowledgeU™ Affiliate Program Investment Research; and (3) the SmartKnowledgeU™ the Affiliate Program Investment Education, the first option is merely the default option that contains all text and banner links for our other two programs. We HIGHLY RECOMMEND that you only use the links and banners specifically associated with only the SmartKnowledgeU™ Affiliate Program Investment Research and the SmartKnowledgeU™ Affiliate Program Investment Education. If you use the links and banners associated with our general SmartKnowledgeU™ Affiliate Program, your reports will not break down your sales by investment research and investment education products. Simply IGNORE this program option.

A:Yes. Our desire is to be among the most competitive of all affiliate programs. On a case by case basis for our best performing affiliates, there will be opportunities to negotiate even higher commission rates than our top tiers listed on this page.

A:The higher 15% rate will apply to any of our services you sell after you reach the benchmark sales figure of $15,000 in sales. You can reach this benchmark with any combination of products/services from the grid below. In other words, if you sell just 4 Platinum Level Education memberships, that will be sufficient to reach the higher 15% commission rate. You may also achieve the higher commission rate by selling 43 subscriptions of our Global Stock Picker newsletter as this will also translate into more than $15,000 in sales. OR you can achieve the higher commission level by selling 3 Platinum Level Education memberships and 9 subscriptions to our Global Stock Picker newsletter, but you get the idea by now, right? Once you achieve $15,000 in sales, the higher 15% commission level will be applied to every NEW dollar of sales above $15,000. This means for our premium Platinum Level Membership, you will receive $600.00 of commission for every sale once you reach the higher 15% payout rate. Please also refer to the payout grid below.

A:Many investment research services don’t offer affiliate programs because they rely on dishonest, deceitful marketing tactics that prey on the average investor’s greed to hand over $150 for a research newsletter. You often see claims like “I make $5,000 everyday”, or “245 profitable trades with zero losses” or “Don’t miss out on 890% gains in three weeks!” Believe it or not, even with zero proof of any of these claims, its quite easy to convince people to shell out $150 to chase promises of instant wealth with zero work even if they are dreams that will never come true. Sometimes, many investment newsletters post results of their stock picks, but they are paper traded profits only, so the claims would not mimic the performance of investments with real money (any sophisticated, seasoned investor know that there are always large differences between the performance of a paper traded portfolio and a real money portfolio). That’s why subscribers to many newsletters never can duplicate the same returns. Most investment research services don't need affiliates because they employ clever deceptive marketing that easily sells to the naive customer. In addition, affiliates don't want the headaches of dealing with an angry customer base that feels as though they've been duped. These are the main reasons most investment newsletters don't have affiliate programs. However, for an honest service, a merchant and his affiliates can build a long, mutually beneficial partnership.

We believe that the more you believe in our system, the more of our services you will sell. After all, it’s much easier to sell something you actually believe in then if you believed we were like 99% of the other investment services online that sell people pipedreams they never deliver on. Because we know our system works, and we know that our customers will be very happy with our services, we have started an affiliate program. When you don’t depend on marketing scams alone to sell product, an affiliate program with partners that believe in your product can be mutually beneficial for all involved parties. We will continually update our "testimonial" webpage, so please visit if often.

A:If any of the following actions occur not limited to or exclusive of the following list, affiliate commissions will be voided and reversed. Customer Behavior – payment authorization failure, fraudulent sale, returned order or refund requested within the 7-day money-back-guarantee period, cancelled order. Affiliate Behavior – fraudulent transaction, test transaction, self-referral and purchase. Merchant Behavior – test transaction.

A:Yes. We believe in rewarding you for the upgrade as well. After all, you brought us a new client so if a client upgrades his/her membership, we will pay you the appropriate commission.

A:There are two important dates for our commission payouts. First, since we grant a 7-day no-risk, money-back guarantee trial for all of our investment services, we credit you for the sale only after the 7-day money-back guarantee expires. Unfortunately, we have found this to be 100% necessary to prevent fraudulent practices from unethical affiliates that may ask their friends to sign up for our most expensive services so they can receive our high commission payouts, only to have their friends ask for a refund 6-days later. We have also found this is necessary to avoid a high volume of charge backs again from the few unethical affiliates that would no doubt take advantage of this loophole. By doing so, we will close any opportunities for any fraudulent sales, and ensure that only serious, legitimate clients are referred by you, the affiliate. Furthermore, by cutting out fraudulent affiliate practices, it provides us much more time to tend to important matters, such as serving you, our affiliate partner. The second important date is the 15th of the month. On the 15th of each month, you will be paid according to the sales you have referred that have cleared our 7-day money-back guarantee period.

A:We offer two methods of payment for your commission, by check or by paypal account. We HIGHLY RECOMMEND selecting payment via a paypal account for the most efficient method of payment. There is no cost to set up a paypal account and you can set up a paypal account in less than 10 minutes at https://www.paypal.com The reason we recommend a paypal account over check delivery is that our Managing Director often travels to support his research of global stocks. Consequently, checks to affiliates may often have to be mailed from overseas and thus could potentially add an additional 10-14 days of delivery time.

A:While this is certainly a possibility and while it is, of course, impossible for us to control the web-browsing behavior of our customers, according to Commission Junction, only 1% of all internet users turn-off their cookies. So the possibility of this happening is very remote and should not be a concern.

A:We grant all of our affiliates an initial cookie life of 75 days. Typically, we have discovered through surveys that our customers generally will decide within one week whether to purchase any of our products or services. Thus the generous 2 ½ month period we grant our affiliates should provide more than enough time to reward those affiliates that send prospects our way. Of course, for our best affiliates, there is always room to negotiate higher cookie lifes as well.

A:Simply click right here or on any of the "Affiliate Sign Up" links at the bottom of all of our website pages. The Terms and Conditions of our Affiliate Program are also listed on our sign up form as well.