The past 12 months have clearly demonstrated that you can not trust most commercial investment firm executives to tell you the truth about this crisis or about how to create wealth during this ongoing crisis. Though they have consistently stated month after month that this crisis has bottomed, the fact is that global stock markets have shed trillions of dollars of value since they have made their declarations. At SmartKnowledgeU™, our founder was one of the few people that predicted stock markets were heading for a big crash when he wrote an article on April 23, 2008 titled Will US Markets Crash Now or Later?

At SmartKnowledgeU™, we won’t promise that all the investments we discuss will turn to gold overnight because as this crisis unfolds, volatility and a very difficult investing environment is to be expected. However, we promise to provide you expert analysis of the macroeconomic environment that you won’t uncover in any public arena. Our Chief Wealth Creator, JS Kim, states: “There is a reason that I chose to call my company SmartKnowledgeU™ and not SmartMoneyU. Our goal is just not to create money and wealth, but to create KNOWLEDGE and TRUTH. Creating a mindset immersed in knowledge and truth sustains the creation of money and wealth, whereas the creation of wealth can easily disappear without this foundation. As this crisis unfolds, there will be times when investments that appear to be wrong investments will turn out to be great investments and investments that appear to be great investments will turn out to be terrible investments. Why? Because many of the people that garner media attention worldwide have a vested interest to hide the truth from you. Markets are emotional and thus can be moved in wrong directions for periods of time based upon this collective emotion. However, fundamentals always correct these wrong movements and understanding fundamentals will guide you towards profits during this crisis. Two years ago, when I first launched SmartKnowledgeU&trade, we provided a report to our members titled “The Best Investment for the Next Five Years." As of November, 2008, this investment is still up about 100% and may very well turn out to be, as we called it, the absolute best investment anyone could have purchased for a five year period.

In today’s environment, it is difficult to know who and what to believe about this crisis. Have residential housing prices bottomed or will they get worse? Is deflation or inflation coming? If you’ve remained fully invested, should you sell out now, or if you do, will you miss a huge rally ahead? If you don’t, will you be crushed by more steep declines in the market? These are the types of questions we answer at SmartKnowledgeU™. Explore my investment blog, The Underground Investor, and discover that many of my predictions for the past two years have since come true, including the collapse of hedge funds, steep slides in U.S. bond markets, the collapse of financial stocks and the bankruptcies of Fannie Mae and Freddie Mac (Note: As some of these predictions were reserved for subscribing, paying members only, please refer to our Platinum Member fact sheet for a more comprehensive list of my past predictions.)

In my book, Confessions of a Wall Street Insider, published in early 2008, I warned that gold's price would be pushed down heavily as this crisis unfolded. I stated: "a pullback to the $750 to $780 range, if it happens in 2008, will NOT mean that the gold bull has been broken." Though gold eventually corrected even further than my prediction, I stated clearly that such an event should be interpreted as “a strong buying opportunity." As every one knows, markets are dynamic, constantly riding crests and troughs based upon the emotions of investors. Today, JS provides detailed & timely guidance on what assets, (both stocks and non-stock assets), that he believes will outperform tremendously as this crisis deepens. Many of our services provide timely alerts and bulletins in response to ongoing manifestations of this crisis that most investors fail to sport. Though I provide perhaps 10% of the information in my public blog that I present to my members, many of my articles have still been published in international newspapers & internationally syndicated sites including Reuters, the Financial Times, AOL finance, & Yahoo Finance.

Make no mistake about it, the mainstream investment industry will continue to take advantage of every mini-rally to claim that the crisis has "bottomed", and they will continue to conceal the fact that this crisis is a MONETARY CRISIS first and foremost. Though I was educated at an Ivy League university and have earned two Master degrees, including an MBA and Master in Public Policy, I currently maintain ZERO ties to the mainstream commercial investment industry and thus have ZERO incentive to employ sell-side investment strategies. Free of these extremely restricting constructs, I am able to help guide you not only to safety during this developing monetary crisis but to provide you with information and analysis that would be IMPOSSIBLE to provide were I still working at a commercial financial or investment firm. JOIN US TODAY to not only start learning about wealth creation opportunities that will unfold as this crisis deepens but also to learn how to adopt a belief system and mindset that can change your life .

- JS Kim, Founder & Chief Wealth Creator, SmartKnowledgeU™

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